Arc
Arc empowers startups with modern financial products. With Arc, startups can manage their everyday banking, maximize yield, safeguard cash, and access growth capital – all in one platform.
- Exploring the Strength and Stability of Regional Banks vs Systemically Important Banks
- Fintechs are not banks, here’s why that’s a good thing
- How Bank Deposits are Protected: SIPC vs FDIC Insurance
- eBook - Demystifying Banking- What The Big Banks Don’t Want You To Know
- eBook - Startup’s Secret Weapon - Treasury Management & T-Bill Ladders
About Arc
Arc is the future of startup finance. Founded in 2021, Arc provides startups with the financial products they deserve, including cash and treasury management as well as embedding financing. The company is based in San Francisco and is funded by Left Lane Capital, NFX, Bain Capital Ventures, Clocktower Technology Ventures, Torch Capital, and Y Combinator, among others. To learn more, visit www.arc.tech.
We use Arc to level up our Treasury management strategy. With Arc, we feel comfortable knowing our funds are stored with too big to fail banks, all the while earning really high yield. The dedicated service and elegant UI make the whole experience that much better.
Arc and Operator's Guild
Arc provides unique perks to startups connected to the Operators Guild. With Arc, startups can store deposits, schedule and manage payments, diversify cash across asset classes, and access non-dilutive financing—all in one place. These offers include:
- No Primary Account Minimums to access Treasury Management
- Discounts: 25%-off Arc funding + key software discounts
- $2500 bonus when they deposit $250k in Arc
- Reduced Requirements: $125k ARR minimum to qualify for financing
- Introductions: Two-way opt-in intros to top VCs
Media
Use cases
- Revenue Financing - Access Non-Dilutive Capital
Arc provides founder-friendly funding without the drawbacks of traditional funding. Startups can receive up to $10M in <48hrs.
- Reserve - Unlock 4.00% APY on idle cash with no minimums
Arc's reserve account helps startups make the most of their idle cash to help extend their runway, by paying 4.00% APY. There is no lock-up, so startups can withdraw their funds at any time, and funds are protected by $250k in FDIC Insurance.
- Operating - Run your business with intelligent banking software
Arc’s Operating account empowers startups to run their business with confidence thanks to seamless money movement, smart user permissions, and bank-level security. It comes standard with unlimited virtual cards, free ACH/Wires, bill pay, and integrations with all the major A/P providers: e.g. Quickbooks.
- Treasury - Automated treasury management with up to $5.25M FDIC insurance.
Arc Treasury was designed to maximize yield and protection – all in one account. With Treasury, startups can: 1) Maximize yield by investing in Money Market Funds and Treasury Bills that earn up to 5.25% APY. 2) Leverage cash sweeps to protect $5M of their deposits, while earning 2% APY. 3) Set up auto-balancing rules to automatically move funds between their accounts to optimize their cash management.